This borrower is applying for another loan and, on checking his past history, I found that www.zidisha.org/microfinance/loan/hashimkurnia/6386.html on his last loan, he missed the first 3 payments, then rescheduled and paid off the entire loan in one swoop. I thought this wasn't allowed? On his previous loan, he paid it off in 3 installments. Yet his On-Time Repayments shows him with 100% (12). I don't think it should be 100% and not (12) either. What should it be?