I've just discovered that one of the borrowers has changed their term - now to complete in 2057. https://www.zidisha.org/loan/loan-to-buy-additional-pumping-machine/repayment This really concerns me. I imagine that there would be a great deal of stress for the borrower knowing that they have a debt for 40 years (and possibly their children - what happens if the borrower dies? Does the debt get written off?). Does Zidisha have a policy on the maximum term available to repay? If not, I think that one should be formulated. Interested to hear others' thoughts on this.