Terms of Service and Rules

By creating an account or participating in this Forum, you agree to abide by the following Terms of Use:

This Forum is a place for Zidisha members worldwide to get to know each other better, and to help each other successfully interact with the Zidisha.org microlending platform.

Please keep the tone of your posts courteous and positive, so that the Forum remains a pleasant and inviting place for our members.

Acceptable use of the Forum includes:

  • Questions about how Zidisha works that can be answered by other Zidisha members
  • Offering help or advice on navigating the Zidisha website, creating a compelling loan application, or lending effectively
  • Sharing noteworthy Zidisha loan stories, photos and comments
  • Friendly social conversation (use the "Z Lounge" forum for anything not related to Zidisha)

Prohibited use of the Forum includes:

  • Advertisements or promotions, including appeals to fund one's own or a friend's loan application
  • Any non-public personal information, such as private email addresses or phone numbers
  • Inquiries or requests directed at Zidisha or its staff (These should be sent to service@zidisha.org.)
  • Personal attacks, including accusations of wrongdoing directed at other members
  • Any messages that are obscene, vulgar, sexually-orientated, hateful, threatening, or otherwise in violation of any laws

Zidisha, Forum moderators and the administrator have the final say on Forum rules, Zidisha policies, their interpretation and enforcement. The Forum is not a place to air grievances. If you disagree with Zidisha or Forum policies or decisions, you may make a complaint to us directly and not publicly in the Forum. We welcome feedback and if you feel we have made a mistake, please contact us privately and we will review the situation.

Please do not post duplicate comments in multiple threads.

Zidisha is not responsible for any user-generated content and accounts. Content submitted express the views of their author only.

All content you submit or upload, including private messages, may be reviewed by staff members. All content you submit or upload may be sent to third-party verification services (including, but not limited to, spam prevention services). Do not submit any content that you consider to be confidential.

We reserve the rights to remove or modify any content submitted for any reason without explanation. Requests for content to be removed or modified will be undertaken only at our discretion. We reserve the right to take action against any account at any time.

You are granting Zidisha a non-exclusive, permanent, irrevocable, unlimited license to use, publish, or re-publish your content in connection with the Forum. You retain copyright over the content you create.

These Terms of Use describe the types of content that are allowed in the Forum. Content that violates the Terms of Use will be removed. If a user violates our rules and shows a disregard for them, they run the risk of losing the right to participate in the Forum.

If a violation of the Forum rules comes to your attention, please report it to us privately.

These Terms of Use may be changed at any time without notice. By continuing to participate in the Forum, you confirm agreement to the current Terms of Use.